Sunday 10 October 2010

Opening a Bank account in the UK

Most banks ask for address proof to open a bank account in the UK. Now, if you dont have a address proof (you are likely to be staying with a friend or someone during your initial days here..isnt it?) there are still some ways to get a bank account. Here are some ideas:

1. Ask your friend to call the utilities company (electricity or water company) and ask them to add your name to the bill. Call them the next day and request a dupilicate bill. This serves as your address proof.

2. Apply for your NI number (read the article on this topic. I've detailed clearly how to get an NI number). And use the letter for address proof

3. Register at NHS. Ask them to give you a letter confirming the address on their records.

4. Apply for Halifax easycash account online. You dont need address proof for this. Just have your passport copy handy. 

5. Walk into any Barclays branch and tell them that you just landed in the country (and so you dont have a address proof yet) and that you need a bank account to keep your money safe. They might give you an account taking your passport copy and Indian driving licence copy. (2 forms of Identity) 

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